
Installment purchase platform for renewable energies
The easiest installment financing for your
Photovoltaic
Batteriespeicher
Nachhaltigkeits
customers
With just one click, we enable installation companies to offer flexible installment plans directly to their customers.


Installment purchase platform for renewable energies
The easiest installment financing for your
Photovoltaik-
Batteriespeicher-
Wärmepumpe-
customers
With just one click, we enable installation companies to offer flexible installment plans directly to their customers.


The easiest installment financing for your
Photovoltaik-
battery storage-
Heat pump-
customers
With just one click, we enable installation companies to offer flexible installment plans directly to their customers.

+30%
increased sales for installers
70,000€
max. financed amount per system
5x
faster than your local bank
in 3 sec.
real-time credit check
from 99€
monthly rate for end customers
Benefits for Trade Professionals
You're already a leader in your craft, we make sure your financing keeps up.
More Revenue
Reach new customer segments and increase sales by up to 30%.
No Effort
End customers enter all required data themselves.
Fast Processing
No lengthy bank processes. Our handling is simple and digital.
Direct Payout
You receive the financing directly from us.
Benefits for Trade Professionals
You're already a leader in your craft, we make sure your financing keeps up.
More Revenue
Reach new customer segments and increase sales by up to 30%.
No Effort
End customers enter all required data themselves.
Fast Processing
No lengthy bank processes. Our handling is simple and digital.
Direct Payout
You receive the financing directly from us.
Benefits for Trade Professionals
You're already a leader in your craft, we make sure your financing keeps up.
More Revenue
Reach new customer segments and increase sales by up to 30%.
No Effort
End customers enter all required data themselves.
Fast Processing
No lengthy bank processes. Our handling is simple and digital.
Direct Payout
You receive the financing directly from us.
Bees & Bears is featured in:
Bees & Bears is featured in:
Bees & Bears is featured in:
Fast-Track Your Financing
With our technology platform, installers can create an installment offer in less than 3 minutes and present it to their customers.
Step 1
Create offer
With just two clicks, you can generate a tailored financing offer for your customer - whether it’s for 1, 5, or even 25 years.


Step 2
Send offer
You download the installment offer as a PDF or send it directly from our system to your customer.
Step 3
Customer information
Your customer receives secure access to our platform and enters their details. We review the information and provide feedback within 24 hours.

Step 4
Approval & Payout
We will pay you (the installer) the first part of the financing amount directly after successful completion.
Fast-Track Your Financing
With our technology platform, installers can create an installment offer in less than 3 minutes and present it to their customers.
Step 1
Create offer
With just two clicks, you can generate a tailored financing offer for your customer - whether it’s for 1, 5, or even 25 years.


Step 2
Send offer
You download the installment offer as a PDF or send it directly from our system to your customer.
Step 3
Customer information
Your customer receives secure access to our platform and enters their details. We review the information and provide feedback within 24 hours.

Step 4
Approval & Payout
We will pay you (the installer) the first part of the financing amount directly after successful completion.
Fast-Track Your Financing
With our technology platform, installers can create an installment offer in less than 3 minutes and present it to their customers.
Step 1
Create offer
With just two clicks, you can generate a tailored financing offer for your customer - whether it’s for 1, 5, or even 25 years.


Step 2
Send offer
You download the installment offer as a PDF or send it directly from our system to your customer.
Step 3
Customer information
Your customer receives secure access to our platform and enters their details. We review the information and provide feedback within 24 hours.

Step 4
Approval & Payout
We will pay you (the installer) the first part of the financing amount directly after successful completion.
Customer reviews
What our customers say
Hundreds of installers offer installment payments through us.
"Some of our customers are currently cautious due to the somewhat uncertain economic situation. In this case, easy installment payments are a perfect way to still enable them to undertake larger projects like a PV system."
Philipp Kemmer
Installer, Chemnitz
"In the past, we’ve lost some customers because bank financing was simply too much effort and took too long for the families. Since we started working with Bees & Bears, things have been running much more smoothly."
Jürgen Brämer
PV Installer, Mannheim
Customer reviews
What our customers say
Hundreds of installers offer installment payments through us.
"Some of our customers are currently cautious due to the somewhat uncertain economic situation. In this case, easy installment payments are a perfect way to still enable them to undertake larger projects like a PV system."
Philipp Kemmer
Installer, Chemnitz
"In the past, we’ve lost some customers because bank financing was simply too much effort and took too long for the families. Since we started working with Bees & Bears, things have been running much more smoothly."
Jürgen Brämer
PV Installer, Mannheim
Customer reviews
What our customers say
Hundreds of installers offer installment payments through us.
"Some of our customers are currently cautious due to the somewhat uncertain economic situation. In this case, easy installment payments are a perfect way to still enable them to undertake larger projects like a PV system."
Philipp Kemmer
Installer, Chemnitz
"In the past, we’ve lost some customers because bank financing was simply too much effort and took too long for the families. Since we started working with Bees & Bears, things have been running much more smoothly."
Jürgen Brämer
PV Installer, Mannheim
Ready to Boost Your Sales? Let’s Talk!
Discover in a personal conversation how we can work together to offer tailored financing solutions for your customers.
Ready to Boost Your Sales? Let’s Talk!
Discover in a personal conversation how we can work together to offer tailored financing solutions for your customers.
Ready to Boost Your Sales? Let’s Talk!
Discover in a personal conversation how we can work together to offer tailored financing solutions for your customers.
As partners, we finance 150+ leading manufacturers, including:
As partners, we finance 150+ leading manufacturers, including:
As partners, we finance 150+ leading manufacturers, including:
Frequently Asked Questions
Everything you need to know about Bees & Bears
What can be financed?
Our company offers financing solutions for various types of green hardware. Our focus is on financing photovoltaic systems, energy storage, and heat pumps. These sustainable technologies enable customers and installers to efficiently utilize renewable energy and reduce their ecological footprint.
Which tenures are possible?
With us, you can offer your customers flexible terms from 1 to 25 years. Our financing solutions are designed to provide installers and end customers with maximum benefits and an efficient use of renewable energies.
Is the hardware insured after installation?
If the customer chooses the financing option, he can obtain insurance for the financed product upon request for the contractually agreed financing period.
When does the payment to the installer take place?
The agreed payment modalities are three-part:
After the customer's signature (14 days)
After the start of installation
After completion
The staggered payments minimize risks, and the disbursements are made according to the progress of the project. This ensures that installers are adequately compensated for their services. Contact us to discuss your specific requirements.
Does a land charge arise for the customers?
No, there is no need to register a land charge for end customers. Our installment payment options are designed to provide the fastest and most convenient solution possible for end customers.
Are there costs for the installation companies associated with your financing solution?
No, installation companies do not incur any costs when using our financing solution. We aim for a transparent, partnership-based collaboration in which financing is handled smoothly and without any additional burden for the installer.
Do you have a question you couldn’t find an answer to?
Send us a contact inquiry, we will get back to you soon.
Frequently Asked Questions
Everything you need to know about Bees & Bears
What can be financed?
Our company offers financing solutions for various types of green hardware. Our focus is on financing photovoltaic systems, energy storage, and heat pumps. These sustainable technologies enable customers and installers to efficiently utilize renewable energy and reduce their ecological footprint.
Which tenures are possible?
With us, you can offer your customers flexible terms from 1 to 25 years. Our financing solutions are designed to provide installers and end customers with maximum benefits and an efficient use of renewable energies.
Is the hardware insured after installation?
If the customer chooses the financing option, he can obtain insurance for the financed product upon request for the contractually agreed financing period.
When does the payment to the installer take place?
The agreed payment modalities are three-part:
After the customer's signature (14 days)
After the start of installation
After completion
The staggered payments minimize risks, and the disbursements are made according to the progress of the project. This ensures that installers are adequately compensated for their services. Contact us to discuss your specific requirements.
Does a land charge arise for the customers?
No, there is no need to register a land charge for end customers. Our installment payment options are designed to provide the fastest and most convenient solution possible for end customers.
Are there costs for the installation companies associated with your financing solution?
No, installation companies do not incur any costs when using our financing solution. We aim for a transparent, partnership-based collaboration in which financing is handled smoothly and without any additional burden for the installer.
Do you have a question you couldn’t find an answer to?
Send us a contact inquiry, we will get back to you soon.
Frequently Asked Questions
Everything you need to know about Bees & Bears
What can be financed?
Our company offers financing solutions for various types of green hardware. Our focus is on financing photovoltaic systems, energy storage, and heat pumps. These sustainable technologies enable customers and installers to efficiently utilize renewable energy and reduce their ecological footprint.
Which tenures are possible?
With us, you can offer your customers flexible terms from 1 to 25 years. Our financing solutions are designed to provide installers and end customers with maximum benefits and an efficient use of renewable energies.
Is the hardware insured after installation?
If the customer chooses the financing option, he can obtain insurance for the financed product upon request for the contractually agreed financing period.
When does the payment to the installer take place?
The agreed payment modalities are three-part:
After the customer's signature (14 days)
After the start of installation
After completion
The staggered payments minimize risks, and the disbursements are made according to the progress of the project. This ensures that installers are adequately compensated for their services. Contact us to discuss your specific requirements.
Does a land charge arise for the customers?
No, there is no need to register a land charge for end customers. Our installment payment options are designed to provide the fastest and most convenient solution possible for end customers.
Are there costs for the installation companies associated with your financing solution?
No, installation companies do not incur any costs when using our financing solution. We aim for a transparent, partnership-based collaboration in which financing is handled smoothly and without any additional burden for the installer.
Do you have a question you couldn’t find an answer to?
Send us a contact inquiry, we will get back to you soon.
Our partners







Our partners







Our partners






